After this pandemic year, insurance costs are growing and so will insurance rates. How will we be able to finance these costs in public or private insurance?

Healthcare is a train wreck. The biggest issue is that providers charge cash payers up to 10x what they charge insurance. Focus on this and you can fix the problem. Ignore this and the problem just gets worse. Cash payers really get cheated in this system. If you control the cash pay costs, most people could survive without insurance.

It is the coding, negotiating and other administrative overhead that makes healthcare so expensive. Insurance contracts with providers require that providers overcharge cash payers so to increase the apparent value of insurance. End this collusion and guarantee cash pay fairness.